Frequently Asked Questions

Q: What is a Snap Finance? 

A: Snap Finance is a lease to own alternative, Snap buys the merchandise and leases it to you. Once you've fulfilled the terms of your agreement, the merchandise is yours to keep. 

Q: What do you currently offer Snap Finance Approvals on?

A: All orders over $150+ qualify to be financed with our Snap option. 

Q: What are the requirements to qualify?

A:  To qualify you must:

1. Have an state ID or DL
2. Be 18+ and have an ACTIVE CHECKING ACCOUNT
3. Please note: Prepaid/Fintech banks are NOT accepted examples such as Chime Bank, NoVo, NetSpend, DirectXpress, CashApp, etc..are NOT accepted. 
4. Receive at minimum $750+ month in deposits. (Any income from jobs, self-employment, benefits...All of that qualifies toward the deposit requirements).
5. This is a PERSONAL lease agreement, Business EIN's, Checking Accounts CANNOT be used for this application
6. Individuals living in WI, MN, NJ are not eligible for a Snap lease-purchase agreement.

Q: How do you apply for Snap Finance? 

A: Click the banner-link above and it will redirect you to complete our finance application. Once approved comeback and submit your order with the payment status "Approved with Snap Finance" at checkout. Or click-here

Q: What is the turn-around time on approvals?

A: If done online, A decision is made instantly 

We assist with processing Snap-Applications daily Monday thru Friday 9am to 6pm CST.

If you would like to expedite your application. Call our office and ask to speak with Daniel or Gabby - Snap Finance Specialist 

Q: What is the cost to own/lease via Snap Finance?

A: Financing via Snap is simple. And the fee's are simple. 

• Their standard lease is 12-18 months. Offering a 100-day Cash Price Buyout
• The lease includes a cost of lease added to the cash price of the merchandise being leased. Your total cost will usually be more then double the cash price of the merchandise UNLESS you exercise one of the 100-day option, or early buyout options. 
• Your lease payments will be automatically deducted from the payment method provided in your application. 

Want to save? Pay-Off early...at the 100-day mark or before. 

PS: You have options with Snap

• You have options to gain ownership early and save on lease cost. 
• You may cancel your lease at any time by notifying and returning merchandise to Snap. DIRECTLY - NO RETURNS TO WAHES

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Legal Disclaimer: 

Work At-Home Equipment Solutions LLC is not a lender, or financial institution. We do not offer set rates or are market-regulated. We are simply a merchant-approved to offer Snap Finance a fin-tech product.